Delta Dental (WDS) Dentist – Bellevue, WA
How Delta Delivers Affordable Dental Care
At Bellevue Family and Cosmetic Dentistry, we are happy to work with a broad range of insurance companies. Your policy is a valuable resource that can help you afford the high-quality care we provide without stressing too much about the financial aspects of treatment. If you are fortunate enough to have coverage, whether it is from your employer or you bought it on your own, you should certainly make an effort to use it to the full! Its focus on preventive care will play a role in keeping your smile healthy and minimizing your out of pocket costs, and it will be there to help out in case you ever need restorative dental work.
Our team wants to help you get the greatest value possible from your plan. That is why we are in-network with a number of insurance companies, including Delta Dental (WDS).
Delta Dental Coverage Availability and Fees
Delta Dental offers a number of different plans in Washington State, and the details vary between each policy. However, we can give you a general overview of the type of coverage you might expect:
- Preventive care: 80 – 100 percent covered
- Minor restorative treatment (for example, fillings): 50 – 80 percent covered
- Major restorative treatment (for example, crowns and root canal therapy: 50 percent covered
You will need to check the details of your policy to find out exactly what it covers, if you must pay a deductible, and if there is a waiting period before you are eligible for certain treatments. Your policy also likely has an annual maximum (the most that Delta will pay out for services in a given year), which may fall between $1,000 and $2,000.
Delta’s PPO plans allow you to visit any licensed dentist and still use your benefits, but visiting an in-network WDS dentist will help you get the most out of your policy. That is because we have a contract with Delta that controls pricing and helps both Delta and our patients save money. Plus, since we are so used to working with Delta, we are in a position to suggest strategies that can help you maximize your benefits. For example, we might be able to schedule treatments across calendar years so you can take advantage of two annual maximums rather than just one.
Everyone on the team at your WDS dentist wants to help you use your benefits to the full. In particular, Kalee is ready to assist you with all the nitty gritty details of utilizing your plan. Kalee is our front office manager, and she has more than 20 years of experience in dentistry. She can verify your coverage, help you find answers to your insurance questions, and file claims on your behalf. You can think of her as your personal guide in the vast, and sometimes complicated, world of dental insurance.